Who has authority to take action for violations of the Mortgage Fraud Protection Act?

The authority to take action for violations of the Mortgage Fraud Protection Act is vested in the Attorney General. This responsibility typically includes enforcing state laws against mortgage fraud, investigating complaints, and taking legal action against individuals or entities suspected of violating these laws. The Attorney General acts as the primary enforcement agency and has the resources and legal framework to address issues related to mortgage fraud effectively.

In the context of this legislation, the Governor, while a central figure in state governance, does not directly engage in enforcement actions concerning specific legal violations like mortgage fraud. The Department of Labor mainly deals with workplace regulations and labor issues, rather than financial fraud statutes. The Federal Bureau of Investigation (FBI) focuses on federal crimes and may become involved in cases of mortgage fraud that have crossed state lines or involved federal laws, but the direct enforcement authority for state-level violations lies with the Attorney General.