Which of the following is NOT a responsibility of a mortgage loan originator?

Compensating for appraisal services is not a responsibility of a mortgage loan originator. In the mortgage industry, the costs associated with appraisal services are typically borne by the borrower, and it is the lender's responsibility to ensure that appraisals are conducted by qualified professionals. The loan originator plays a crucial role in guiding borrowers through the mortgage process, including finding suitable loan options, advising borrowers on interest rates and loan terms, and processing applications. However, the financial responsibility for the appraisal itself does not fall under their duties; it is generally expected that borrowers cover these costs as part of the loan closing expenses. This delineation helps maintain the integrity of the appraisal process, ensuring it remains impartial and unbiased.