Which of the following actions could lead to disciplinary action against a mortgage originator?

Failing to comply with disclosure regulations is a significant violation for a mortgage loan originator. The regulatory framework that governs mortgage lending requires that specific disclosures be made to borrowers. These disclosures ensure transparency about loan terms, costs, and other relevant information that borrowers need to make informed decisions. Failure to adhere to these regulations can lead to serious consequences, including disciplinary actions against the mortgage originator.

Disclosing accurate information helps protect consumers and maintain the integrity of the mortgage lending process. Compliance is not only a legal obligation but also essential for fostering trust between borrowers and loan originators. Non-compliance could result in penalties, fines, or revocation of the loan originator’s license.